Vivian Tu is known for her TikTok account, “Your Rich BFF,” in the United States. She gives advice about money. She talks about how to save, pay debt, and make smart purchases. Tu worked on Wall Street before she became a content creator. She also wrote books and hosts a podcast.

Tu says couples should talk about money early. She believes people should think before they buy something. Overspending can cause debt and make it hard to save. She also says renting a home can be a good choice for some people. Renting can cost less than buying. Tu encourages people to start investing early. She suggests using simple online tools to help beginners.